Wow! Some companies will go to any length to track down their debts!
A Florida woman claims a debt collector went above and beyond the typical phone call to attempt to collect on a $362 debt for an unpaid car loan by sending her messages on Facebook — and telling family on the social networking site to have her call the agency.
So you think that paying your bills on time will improve your credit score? If that is what you believe, you will be surprised to learn that paying your bills on-time only accounts for 35% of your credit score. That means that 65% of your score has absolutely nothing to do with missed payments.
Check out the 4 other myths about your FICO score by clicking here.
I bet more than half of my wardrobe came from an outlet mall. When we lived in Chicago, Sarah and I lived within driving distance of an awesome mall that had a number of stores that most other outlet malls don’t have. We loved it. The choice was simple: spend a lot of money or spend a little.
Outlet malls can be great. Don’t get me wrong. However, this list from Smart Money magazine has really opened my eyes to what’s going on at these outlet outposts. For example, have you ever wondered why outlet malls are typically found in remote locations? It’s not by coincidence! Apparently distance spent traveling equates to a greater amount spent. Once you’ve made that commitment to drive to a far off place to visit an outlet mall, chances are you’re going to spend more than if you had just gone to the neighborhood mall. For most, it’s a daylong affair. It’s not the kind of trip where you go to just pick up a thing or two…and the retailers know it!
SoCal born, turned Chicagoan, and now a new resident of Las Vegas, NV. Rick is 26 years of age and more than happily married to his high school sweetheart.